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Life Insurance


No medical exam required. Get a quote and get covered in less than 10 minutes! All from the comfort of your home.


Low premiums that fit your unique budget.


Choose the type of policy, term and coverage amount that suits your needs.
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Save Money With Us

By comparing premiums from different insurance providers, Guardian Insurance is guaranteed to save you $1,600 or more per year! This is because our agents are licensed with all the top insurance providers in the country and will shop around for the best coverage and the lowest premium.

Call For A Free Quote

(408) 915-5110

Frequently Asked Questions

How do I cancel my current insurance policy?

To cancel your current insurance policy, contact us and we will help you review the terms and conditions of your policy to understand the cancellation policy and any applicable fees. Then, you should contact your insurance company either by phone or email and inform them of your intent to cancel the policy. The insurance company may ask for a written confirmation of the cancellation, so be sure to provide that if required. It's important to note that cancelling your insurance policy before its expiration date may result in a penalty or loss of coverage, so make sure you have a new policy in place before cancelling your current one.

How can I save money when buying life insurance?

Shop around. Get quotes from multiple insurance companies and compare the coverage and premiums. This will help you find the best deal. Luckily our company is partnered with multiple insurance companies and we shop around for the absolute best quote and coverage for you.

How does the insurance company determine my premium?

Premium rates are typically based on factors such as age, gender, height, weight, health status (including whether or not you use tobacco), and if you participate in high-risk activities or occupations. Younger individuals and women may pay lower premiums, while those with pre-existing conditions or risky lifestyles may pay higher premiums. Choosing a higher deductible can lower your premium, but you'll pay more out-of-pocket if you need to make a claim. The specific factors and weighting may vary depending on the type of insurance and the insurance company.

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What our client's say

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Life Insurance

"As a 51-year-old married father of two, life insurance through Guardian Insurance has been a game-changer for my family's financial security. Knowing that my loved ones will be financially protected in case of the unexpected gives me peace of mind. Guardian Insurance made the process of getting life insurance easy and hassle-free, with their expert guidance in finding the right coverage amount and policy type. I am grateful for the peace of mind that life insurance from Guardian Insurance has brought to my family's future."
Jorge Ramirez
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Life Insurance

"As a single professional in my 30s, I never thought much about life insurance until I learned about Guardian Insurance. Their team helped me understand the importance of life insurance as a way to protect my loved ones financially. I was impressed with their knowledge and expertise in guiding me through the process of getting life insurance coverage that fits my needs and budget. I now have peace of mind knowing that my family will be taken care of financially if something were to happen to me. I highly recommend Guardian Insurance for their excellent service and support."
Sophia Lee
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Life Insurance

"As a retiree in my 60s, I wanted to ensure that my family would be financially protected even after I'm gone. Guardian Insurance helped me find the right life insurance policy that provides peace of mind and financial security for my loved ones. The team at Guardian Insurance patiently answered all my questions and helped me understand the different options available to me. I am grateful for their expertise and guidance in securing life insurance coverage that meets my unique needs. I highly recommend Guardian Insurance for their professionalism and dedication to helping customers find the right life insurance solution."
Henry Clark

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